Frequently Asked Questions
Our knowledgeable legal team has extensive experience with helping our clients file for bankruptcy, prevent foreclosure, stop creditor harassment and receive protection from lawsuits. We offer free initial consultations to discuss options for your specific situation.
Do not pull funds from retirement accounts. These are generally exempt in bankruptcy, but the taxes and penalties for early withdrawal are not.
Do not make excessive purchases or take large cash advances on your credit cards.
Do not transfer property out of your name in an attempt to hide assets. Our office can advise you on legal ways to protect your property.
- Driver’s License or ID
- Social Security card
- 6 months of pay stubs/income
- Creditor statements or bills
- Any lawsuits, citations, judgments and/or letters from creditor attorneys
No. Spouses may choose to file jointly, but you can file for bankruptcy individually. However, information regarding the assets and wages of the non-filing spouse must be used in your statements and schedules to give an accurate picture of your financial situation. Depending on the debt, the non-filing spouse may become responsible for those debts. We can advise you on the best solution for your individual case.