BANKRUPTCY BLOG


Student Loan Issues Student loans can be divided into Federal and Private Student Loans. Federal Student Loans are made through the Direct Loan program and the Federal Family Education Loan program (FFEL). The Direct Loan program was created in 1993, and the FFEL program was created in 1992. Direct Loans are loans directly from the federal government to the student. Lenders and guaranty agencies are cut out of process. FFEL loans are provided by private
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