You know what they say – summer is the season for spending… but it doesn’t have to be that way. Even if you have a big vacation on the calendar, you can still spend smart and save where possible! We’ve put together some tips to keep summer time spending under control. 1. Yard maintenanceIf you are physically able, consider mowing your own yard to cut back on the unnecessary cost of hiring a landscaper. If doing
According to an article on uscourts.gov, bankruptcy filings fell by 0.9% for the 12-month period ending March 31, 2019. US annual bankruptcy filings totaled 772,646 compared with 779,828 in 2018. This data continues the national trend of declining bankruptcy filings since 2011. In 2010, bankruptcies hit a national peak when almost 1.6 million bankruptcies were filed. Below, you will find a table of business and non business filings provided by the United States Courts.
According to an article on CNBC, it could become easier for people with student debt to file for bankruptcy. Lawmakers have introduced a bill that would make it easier for student loan borrowers to cancel their debt in bankruptcy. This measure, supported by 14 Democrats, one Republican, and one independent, is dubbed the Student Borrower Bankruptcy Relief Act of 2019. In addition to its congressional support, a number of advocacy groups have praised the bill.
Today is National Credit Card Reduction Day! We know that “debt” is a word that no one generally likes, and you’re right. Generally, an American has an average debt of $ 4,293 on 2.5 credit cards for an average interest rate of 16.86%. These interests represent huge amounts that could be used for something else, like your hobbies. However, for that it is important to manage your credit cards as well as your repayments. There
Are you struggling with money management after your recent bankruptcy? Don’t let holiday spending get the best of you. We’ve put together a list of 6 ways to stay out of debt during this holiday season. Prioritize your gift list & set aside a set amount of money you will spend on each person. Make gifts instead of purchasing.Avoid Black Friday & Cyber Monday. Don’t buy stuff you didn’t plan on buying just because it’s