The holidays are fast approaching, and we know that this season can be expensive! Sam Henry is here to help! We’ve put together a list of 5 tips for sticking to your holiday budget. 

Decide how much you can spend

Holiday money should come from your current disposable income. Ideally, you’ve saved some money throughout the year- but if not, cut back on extras such as movies, dinners, or coffee drinks until the holidays are over. 

Make a complete gift list

The list should include everyone- Children, parents, friends; as well as teachers and office coworkers.

Set expectations with family members

Discuss reasonable, feasible gifts with family members to decrease the chance of gift-giving guilt. 

Start shopping early

Finish your holiday shopping early to avoid last minute price increases. Many online stores offer “black friday” deals for longer than Thanksgiving weekend!

Keep track of spending

It’s easy to lose track of how much you’ve spent on holiday shopping. Keep a tight budget!

Happy Holidays, and safe spending from Sam Henry’s office!